When a storm is coming, all other birds seek shelter. The eagle alone avoids the storm by flying above it. So, in the storms of life may your heart be like an eagle’s and soar above.” – Author Unknown

Got Bills?

Five ways you can reduce bills, from medical to heating bills.

cut your bills

Do you have bills and want to save some money?  Of course you do.

Here are some ways you can save money.

  • Grants that pay for children’s health care.

Do you have kids with medical expenses you must pay out of pocket?

United Health Care’s Children’s Foundation has money available to help you with your child’s medical bills.  Here is more information.

  • Save money shopping online.

Do you shop online?

Time Magazine recommends a browser add-on called “Honey” to save money while shopping online.  Honey finds the best discount for your purchase and automatically applies it to your purchase.  Click here for more information.

  • Call your insurance company for discounts.

Call your insurance company. Ask if there are any available discounts you do not receive.  I found that if I took a defensive driving course, I could save money.  I took the defensive driving course online and now my comprehensive car insurance only costs $420 per year for two drivers on my car.

There are other discounts you might be able to get.   Discounts for attending a certain university or school, AAA membership discounts, and other membership discounts are just a few of the many discounts I have found.

  • Call every company you owe and ask about discounts.

We have Time Warner Cable.  Time Warner Cable is working on discounts for disabled, Veterans, and those over 65.  I keep calling to find out if these discounts are available yet.

Most companies have discounts.  Utility companies, repair companies, and insurance companies usually have discounts.   They do not volunteer information about their discounts but they usually do have them.

  • Maintain your home.

This sounds like a no brainer, but it is true.  Maintaining your home saves you money.

The house we have now has issues with the windows.  My husband found a way to fix them for less than one fourth of the cost of replacing them, replacing the jamb liners.  Click here for information about fixing windows in your home.

Since it gets very cold in the winters where our home is, this will save us much money.   We will most likely completely recoup the cost of the jamb liners in just one winter season.


Regardless of how much money a family has in the bank, there should always be a desire to save money.  You never know when you will need the money you have tucked away in your savings account for an emergency!

Don’t let your bills get you down!  Think of ways to reduce them instead!  Be proactive and think positively!

Soar like an eagle over life’s storms!  Reduce your bills and save some money!

Click here to help kids!

Need a job?  Click here.

Are you sad?  Read this.

Overcome your depression!

If you need emergency cash, read this!

Read this if you are having trouble sleeping.

Learn how to get the promotion you deserve here.

You can survive the hard times in your life.  Click here.

For more ways you can be successful financially, click here.

If you like this post, remember that BJ writes for children.  Her book Near a River is available on Amazon.com and Barnesandnoble.com.


Have any Question or Comment?

One comment on “Got Bills?

Ceal Richard

After reading your article, “Got Bills?”, I decided to look into reducing my unavoidable bills. I have researched and compared prices for my auto and homeowners insurance. By moving to a different company, I will be paying several hundred dollars less for both policies without reducing my coverage!
Thank you for the suggestion!


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"Each reader's heart is like an eagle's and can soar above the storms in life..." - Near a River's Author, BJ Rae.

Written with uplifting words of encouragement, Near a River is a photographic children's book about two young bald eagles who are eager for their mother to teach them to fly so they may soar over the storms in their lives. Near a River encourages early childhood reading. BJ hopes that every child becomes a strong reader and soars above the storms in life.

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